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Loan Details


Loan Amount*
Monthly Salary*
Employment Type*
Salary mode*
Purpose of Loan *

Personal Details


Full Name [As per PAN Card]*
Email*
Mobile Number*
Birth Date [As per Pan Card]*
PAN Card*
Aadhar Number*
Select Gender*
Address Type*
Complete Address *
State*
City*
Pin Code*
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Eligibility Criteria for Suryaa Loans

To ensure a smooth and hassle-free loan approval process, applicants must meet the following requirements:

  • Indian Citizenship: Applicants must be Indian citizens.
  • Employment Status: Only salaried professionals are eligible.
  • Minimum Salary Requirement: A monthly take-home salary of at least ₹30,000 is required.
  • Salary Credit: Your salary must be regularly credited to a bank account.
  • Age Criteria: Applicants should be between 25 and 55 years old.
  • Loan Limit: You can avail a loan of up to 80% of your monthly salary.

If you meet these criteria, apply today and get the financial support you need—quick, easy, and hassle-free!

Required Documents for Loan Approval

To ensure a smooth and hassle-free loan application process, please provide the following KYC documents for verification:

  • PAN Card – Mandatory for identity verification.
  • Salary Slips – Last 3 months to assess income stability
  • Bank Statements – Salary account statement for the past 3 to 6 months for financial assessment.
  • Address Proof – Any government-approved document to verify your residential address.

Submit your documents today and get closer to quick loan approval!

Key Features of Suryaa Loans
  • Personal Loans Up to ₹1,00,000 – Get financial support when you need it most.
  • No Collateral Required – Cash loans are provided without any security cover.
  • No Guarantor Needed – Apply for a loan independently, without a co-borrower.
  • Loan Amount Up to 80% of Your Take-Home Salary – Borrow as per your financial capacity.
  • Competitive Interest Rates – Interest rates up to 32% APR.
  • Minimal Fees – Processing fees up to 10% of the loan amount.
  • No Preclosure Charges – Pay as you use without additional preclosure costs.
  • Flexible Repayment Tenure – Choose between 92 days to 1 year, based on your needs.

Fast approvals, easy disbursals—apply now and get the financial support you deserve!

Loan Terms and Disclosure
  • Minimum Repayment Period: 12 months
  • Maximum Repayment Period: 60 months
  • Maximum Annual Percentage Rate (APR): 32% (including interest rate, processing fees, and other applicable charges)

Representative Example of Total Cost of Loan

Loan Amount Tenure Interest Rate Processing Fee Total Interest Payable Total Processing Fee (one-time): Total Amount Payable (including principal, interest, and fees) Effective APR
Rs. 2,00,000 36 months 18% per annum (reducing balance) 2% of loan amount (₹4,000) Rs. 59,414 Rs. 4,000 Rs. 2,63,414
Important Disclosures
  • The above example is for illustrative purposes only. Actual rates and fees depend on the applicant's profile and NBFC policies.
  • No hidden charges. Pre-closure charges (if any) will be disclosed during the loan agreement process.
  • All loans are subject to eligibility, credit approval, and documentation.